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Spanish Mortgages explained to you in English > Guiding you every step of the way for your Mortgage in Spain
Welcome to Spectrum Spanish Mortgages
Our mission is to help our clients to obtain a mortgage in Spain as quickly and as simply as possible. Therefore, we have gathered together useful information which hopefully will answer most, if not all, of your questions.
Spanish Mortgage Process
What will happen and how long will it take? Discover the steps to getting a Spanish Mortgage.
How much can I borrow? What is important in the decision making process of the bank?
Your Mortgage Options
What are the differences between fixed and variable rates? Should I get a repayment or an interest only mortgage?
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Here are a few happy client messages
“My experience with Christian and Spectrum Mortgages on a recent purchase in Palma Old Town was absolutely fantastic. It was a seamless experience, with lots of personal contact – a gold nugget customer quality experience! The mortgage process was managed over the Christmas / New Year period and everything was handled in a timely, confidential and professional manner. Highly impressed and highly recommend.”
Leesa, January 2017
“From the first day I walked in Spectrum, till we signed the buyer’s agreement for my property, It has been a smooth sale, from the professionalism of the staff, to their knowledge, to the extending the helping hand numerous times when it is needed. I have nothing but the best to say about the company and the people behind it taking care of business. Highly recommended when buying a property in Spain comes to mind, Spectrum will work with you for you.”
“Thanks enormously for all your help over the past few months. It would have been impossible for us to do it without you! Spectrum Mortgages were immensely helpful from start to finish. This was the first time we had purchased a house in Spain and not only did they help us find a great mortgage deal, they helped us through the whole process of the purchase, with advice on every step.”
After roughly 2 years delay, the new mortgage law has been approved and should come into effect by June 2019. But what does it mean and how will it affect mortgages in Spain? In this article, I will cover what I believe to be the 10 main aspects of the new...read more