Nerja beach, famous touristic town in costa del sol, Málaga, Andalusia, Spain.

Spectrum Mortgages is the in-house mortgage broker of The Spectrum IFA Group, which has been operating in Spain since 2003

A small and dedicated team with the full support of the compliance and administration departments of The Spectrum IFA Group, our mortgage advisers offer a comprehensive and personal service to all their clients.

We are experienced in the international Spanish mortgage market, and are compliant, insured and registered with all the relevant financial bodies in Spain. Our head office operations are in Barcelona.

Patricia Nadal

I hold the title of “Asesor de Crédito Inmobiliario” (ACI) from FEF (Fundación de Estudios Financieros). This qualification allows me to act on your  behalf, when you are buying a house in Spain, as a mortgage broker.  Finding the right mortgage for you is what Spectrum International Mortgages in Spain does for you.

Many of our clients are English speaking. My languages (Spanish, Catalan, Danish and English) are extremely important in guiding English speakers in particular through both the Spanish mortgage arrangements and the buying a house in Spain process.  Of course, in sourcing mortgages for clients I also negotiate with Spanish  banks when my native Spanish and Catalan skills are essential.

In my professional life, I have worked for Spanish banks and as an external auditor for Deloitte before joining Spectrum International Mortgages in 2016.

I am originally from Mallorca (Spain) but I lived abroad for several years before settling in Spain once again. I am married with two amazing children. I love music, reading, cycling, playing padel and mostly spending time with my family and friends. I have a Master’s Degree in Economics from the University of Copenhagen.