Spectrum Mortgages is the in-house mortgage broker of The Spectrum IFA Group, which has been operating in Spain since 2003

A small and dedicated team with the full support of the compliance and administration departments of The Spectrum IFA Group, our mortgage advisers offer a comprehensive and personal service to all their clients. We are experienced in the international Spanish mortgage market, and are compliant, insured and registered with all the relevant financial bodies in Spain. Our head office operations are in Barcelona.

Patricia Nadal

I am originally from Mallorca (Spain) but I lived abroad for a several years before settling in Spain once again. I am married with two amazing children. I love music, reading, cycling, playing padel and mostly spending time with my family and friends. I have a Master’s Degree in Economics from the University of Copenhagen and I also hold the title of “Asesor de Crédito Inmobiliario” (ACI) from FEF (Fundación de Estudios Financieros). This is the Spanish equivalent to being a certified mortgage adviser. In my professional life, I have worked for Spanish banks and as an external auditor for Deloitte before joining Spectrum International Mortgages in 2016. I have a wealth of experience in this field and my languages (Spanish, Catalan, Danish and English) are extremely useful and important when negotiating with Spanish banks and advising English speaking clients on the range of mortgage options in Spain.


Bérangère Chabenat

I’m French and I’ve lived most of my life abroad. After spending a few years on the Riviera in France, I recently moved back to my native region of Brittany. I’m married and have two children, Stella and Jack, and together we enjoy travelling across the world and speaking different languages together (French, English and Italian). I graduated from SDSU California with a Bachelor’s degree in Communication – Public Relations and began my career there as an International Sales Representative for a large manufacturing firm. I then moved to Italy before subsequently moving to the Riviera to work as a Mortgage Adviser for one of the largest French mortgage providers. I joined The Spectrum IFA Group in 2011 and created a mortgage brokerage service to assist our clients in obtaining the best mortgage available for their new purchase abroad. We currently focus on France and Spain.