Q&A Archives - MORTGAGES IN SPAIN

The Spectrum IFA Group is a registered trademark, rights to use in Spain granted to: Spectrum International Mortgages, SARL, Sucursal en España | NIF W2504287J | Paseo de Gracia 63, Principal, 2ª. 08008 Barcelona | registered in the “Registro de intermediarios de crédito inmobiliario del Banco de España con el número de codificación D186, como sucursal de intermediario de crédito inmobiliario de la Unión Europea” | Professional Indemnity Cover with QBE Europe SA/NV, Coeur Défense, Tour A, 110, Esplanade du Général de Gaulle, 92931 La Défense Cedex, France | Policy No ICAP0003605

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Email: spain@spectrum-mortgages.com

MORTGAGES IN SPAIN

Spectrum International Mortgages

What is the Euribor?

How much can I afford? What is the debt ratio?

How much can I borrow of the purchase price?

What do the initial Spanish mortgage costs cover?

What are the costs in setting up a mortgage in Spain?

Can I get an 80% residential mortgage in Spain?

If i’m paying ‘x’ amount in rent per month, I assume that the bank will allow me at least to pay a mortgage for the same amount as well?