To make the process of getting a mortgage as brief and problem free as possible it is important to provide all of the required
documents. Below we have gathered a list of the minimum documents required to apply for a mortgage. The list may vary
slightly from bank to bank and with individual circumstances. But, providing the below will create a strong starting point.
General documents everyone needs to supply
National identity document or passport
Foreigner’s ID number (NIE)
Proof of address (recent utility bill, bank letters, etc.)
Purchase contract/option contract (if available)
Proof of deposit
Proof of other source of income
Credit Report from your home country
Bank statements of the last 6 months
Last mortgage statement (if applicable)
Lease contract (if applicable)
Nota del registro (if available)
Employees
3 last salary slips
Last Tax return (Last P60 for UK. Last Tax Return for USA and Canada. Declaración de la renta for Spain)
Employment contract
Letter from the Company (the Company letter must indicate the type of contract, seniority, annual salary and post of the employee)
Self-employed
Last 2 years Tax return (SA302 for UK. P21 or Notice of assessments for Ireland. Last tax return for USA and Canada)
Annual Accounts for the last two years
Accountant’s Certificate stating income information and occupation (from Chartered accountant)